Mybenefitshighway.com is owned and operated by Caremark Inc. ("Caremark"). By using any feature at Mybenefitshighway.com, you are acknowledging your consent to the following terms and conditions.

Caremark reserves the right at its discretion to change these terms and conditions from time to time. Your continued use of Mybenefitshighway.com after the posting of any amended terms and conditions shall constitute your agreement to be bound by any such changes. Caremark may modify, suspend, discontinue or restrict the use of any portion of Mybenefitshighway.com, including the availability of any portion of the content at any time, without notice or liability.

You may interact with or download information from any portion of Mybenefitshighway.com for your personal, noncommercial information or use. However, you may not copy, reproduce, sell, publish, transmit, modify, display, repost, hyperlink or otherwise use or distribute any portion of the information and materials from Mybenefitshighway.com for public or commercial purposes without the express written consent of Caremark.

The use of Mybenefitshighway.com is intended for lawful purposes only. By accessing Mybenefitshighway.com, you specifically agree not to do any of the following: (i) upload to or transmit on Mybenefitshighway.com any defamatory, indecent, obscene, harassing, excessively violent or otherwise objectionable material, or any material that is, or may be, protected by copyright, without permission from the copyright owner; (ii) use Mybenefitshighway.com to violate the legal rights (including the rights of publicity and privacy) of others; (iii) intercept or attempt to intercept electronic mail not intended for you; (iv) misrepresent an affiliation with any person or organization; (v) restrict or inhibit other subscribers’ use of Mybenefitshighway.com; (vi) upload or otherwise transmit files that contain a virus or otherwise corrupted data; or (vii) download a file or software or include in a message any software, files or links that you know, or have reason to believe, cannot be distributed legally over Mybenefitshighway.com or that you have a contractual obligation to keep confidential.

Certain areas of Mybenefitshighway.com are accessible only to registered users. To become a registered user, you must be employed by a company that has hired Caremark to provide you with online prescription services. In order to access the registered-user-only areas of Mybenefitshighway.com, you will need the username and password provided to you by your employer. You acknowledge that the use of username and password is an adequate form of security. You are solely responsible for (1) authorizing, monitoring, controlling access to and maintaining the strict confidentiality of your username and password, (2) not allowing another person to use your username or password, (3) any charges or damages that may be incurred as a result of your neglect to maintain the strict confidentiality of your username and password, and (4) promptly informing Caremark in writing of any need to deactivate an username due to security concerns. Caremark is not liable for any harm related to the theft of usernames or passwords, disclosure of usernames or passwords, or your authorization to allow another person or entity to access and use Mybenefitshighway.com using your username or password. You shall immediately notify Caremark of any unauthorized use of your username or password and any breach of confidentiality. Until Caremark receives this notification from you, you will be held liable for any harm ensuing from the use of your username on Mybenefitshighway.com.

If any user of Mybenefitshighway.com makes any submission (such as questions, comments, resume, or suggestions) to Caremark, whether oral, written or electronic, no confidential relationship shall be established between the user and Caremark. The user’s submission, and any information submitted with it, shall be considered nonconfidential and shall be considered the sole and exclusive property of Caremark. Caremark shall have no obligation of any kind (such as compensation) with respect to the submission or any materials that accompany it. Caremark shall be free to use or transmit to others any ideas, concepts, or techniques contained in the user’s submission and accompanying materials for any purpose whatsoever, including, but not limited to, research, development, manufacture, use or sale of any products or services incorporating or relying on such information.

Mybenefitshighway.com is not intended for, nor do we believe they are appealing to, children under the age of 18. We will not knowingly collect information from Mybenefitshighway.com visitors in this age group.

All information on Mybenefitshighway.com is for your educational and informational purposes. It is not intended as a substitute for a consultation with your physician, or other applicable clinician, and should not be used to diagnose or treat a health problem without consulting your physician. The risks and benefits of any particular drug or treatment should be considered with your physician or other applicable clinician. You should consult with your physician to assist you in evaluating the appropriateness of the information provided to you by Caremark and its licensed pharmacists and any medications you are taking in the context of your situation and circumstances and with due consideration to new developments. In no event shall Caremark be liable for any decision made or action taken in reliance on the information contained on this site.

NEITHER CAREMARK, NOR ANY OF ITS AFFILIATES, EMPLOYEES, AGENTS, LICENSORS OR CONTENT PROVIDERS MAKES ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND REGARDING MYBENEFITSHIGHWAY.COM, THE CONTENT OR ANY SERVICE PROVIDED HEREIN. THE CONTENT AND SERVICES ARE PROVIDED ON AN "AS IS" BASIS AND CAREMARK SPECIFICALLY DISCLAIMS ANY EXPRESS OR IMPLIED WARRANTIES, INCLUDING WITHOUT LIMITATION, WARRANTIES OF FITNESS FOR A PARTICULAR PURPOSE, WARRANTIES OF MERCHANTABILITY OR WARRANTIES AGAINST INFRINGEMENT. CAREMARK, ITS AFFILIATES, EMPLOYEES, AGENTS, LICENSORS AND CONTENT PROVIDERS SHALL NOT BE LIABLE FOR ANY DAMAGES OR LOSSES, INCLUDING, WITHOUT LIMITATION, INDIRECT, CONSEQUENTIAL, SPECIAL, INCIDENTAL OR PUNITIVE DAMAGES, RESULTING FROM OR CAUSED BY THE WEB SITES, THEIR CONTENT, OR ANY SERVICES PROVIDED HEREIN.

Certain of the information on Mybenefitshighway.com is licensed by Caremark or otherwise made available to Caremark by third parties. Caremark is not responsible for the content of any information provided to it by any third party. Information accessible through Mybenefitshighway.com speaks only as of the date such information was prepared. Such information may be incomplete or may have become out of date. Caremark makes no commitment, and disclaims any duty, to update or revise such information. Caremark does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that Mybenefitshighway.com or the server that makes it available is free of viruses or other harmful components.

The clinical information residing on Mybenefitshighway.com is authored by licensed Healthcare Professionals. Information is intended solely for your educational and informational purposes. It is not intended as a substitute for a consultation with your physician, and should not be used to diagnose or treat a health problem without consulting your physician. In no event shall Caremark be liable for any decision made or action taken in reliance on the information contained on Mybenefitshighway.com.

Mybenefitshighway.com and all content and images contained therein, as well as all copyright, trademark, trade dress and other rights therein are owned or licensed by Caremark and its affiliates. Nothing contained on Mybenefitshighway.com should be construed as granting, by implication, estoppel or otherwise, any license or right in or to such information or trademarks without the express written permission of Caremark. You agree not to copy, use or otherwise infringe upon any trademarks or service marks contained in Mybenefitshighway.com. You further agree that you will not alter or remove any trademark, copyright or other notice from any copies of the information downloaded from Mybenefitshighway.com.

Should you become employed with Caremark, none of the information or materials on Mybenefitshighway.com shall constitute or be considered part of an employment contract or an employee manual or handbook. Nothing stated or represented on Mybenefitshighway.com shall affect the employment relationship between Caremark and its current, former, or future employees.

Mybenefitshighway.com contain links to other Web sites not operated by Caremark. These links are provided as a convenience and do not constitute an affiliation with, endorsement or sponsorship of the third parties that operate those Web sites. Caremark is not responsible for the availability or reliability of the content of these third party Web sites. Any information you provide to those third parties is not subject to the terms of this privacy policy, and Caremark is not responsible for the treatment of the information you provide to those third parties. We recommend that you review the privacy policy of that third party, and of any third party to whom you provide personally identifiable information online.

If you have any questions or comments about Mybenefitshighway.com, please Contact Caremark or write to Caremark at:

Caremark Inc.,
Attn: Customer Advocate Team
7034 Alamo Downs Parkway,
San Antonio, Texas 78238

A user’s personal information is treated in accordance with Mybenefitshighway.com’s Privacy Policy.

Certain information contained in the Investor Relations portion of Mybenefitshighway.com may include forward-looking statements within the meaning of the Securities Act of 1933 and the Securities Exchange Act of 1934 as amended by the Private Securities Litigation Reform Act of 1995. All forward-looking statements are inherently uncertain as they are based on expectations and assumptions concerning future events and they are subject to numerous known and unknown risks and uncertainties which could cause actual events or results to differ materially from those projected. The forward-looking statements contained in this site include the intent, belief or current expectations of Caremark and members of its senior management team with respect to Caremark as well as the assumptions upon which such statements are based. Prospective investors are cautioned that any such forward-looking statements are not guarantees of future performance, and involve risks and uncertainties, and that actual results may differ materially from those contemplated by such forward-looking statements.

The Client Services web-based applications are exclusively provided to Caremark clients. Use of these applications is subject to the terms of agreements signed with Caremark.

Mybenefitshighway.com is operated as a service to the clients and members of Caremark in the United States of America and its territories and should be used only by residents of the United States of America. These terms and conditions will be governed by and construed in accordance with the laws of the State of Illinois, without regard to its conflicts of law provisions. If any of these terms and conditions is determined to be void, unlawful, or unenforceable, the validity and enforceability of the remaining terms and conditions shall not thereby be affected or impaired.